Rates

Loan Rates

Annual Percentage Rates vary based on length of time financed  and Beacon Score®

Loan Rates
Loan Type Loan Rate – As Low As*
Personal Line of Credit (Revolving) 9.00%
Overdraft Protection Line of Credit (Revolving) 11.00%
Co-Maker Loan (Closed End – $5,000.00 Maximum)
Co-Maker Loan Disclosure
9.00%
Vacation Loans (1 per Household per Cal. Year)
Vacation LoanDisclosure
9.00%
Christmas Loans (Seasonal – Oct. 1 through Dec. 31)
Christmas Loan Disclosure
9.00%
New and Used Autos/Trucks/Motorcycles
Autos/Trucks/Motorcycles Disclosure
2.75%
New and Used Boats/Motors/Trailers
Boats/Motors/Trailers Disclosure
4.39%
New Furniture / Appliances / Garden Equipment /Golf Carts or Miscellaneous Collateral
Furniture / Appliances / Garden Equipment /Golf Carts Disclosure
8.24%
New and Used Recreational Vehicles
RV Disclosure
5.14%
New All Terrain Vehicles (ATV’s)
New ATV Disclosure
5.14%
Used All Terrain Vehicles (ATV’s)
Used ATV Disclosure
6.74%
New and Used Farm Equipment
Farm Equipment Disclosure
7.74%
Share and Certificate Secured(Contact Credit Union for Rates) N/A
Visa Platinum Credit Cards (Contact us for Details!)

*APR = Annual Percentage Rate

Share Rates

Share Rates
Account Type Minimum Balance Dividend Rate APY* Term
Prime Share Account ($0.01 to $5,000.00 Quarterly Minimum Balance) 25.00 0.15 0.15 3
Prime Share Account ($5,000.00 and above Quarterly Minimum Balance) 25.00 0.30 0.30 3
Share Draft Account (Checking) 0 0.05 0.05 3
Coverdell ESA IRA Share Account 0 0.80 0.80 3
Roth IRA Share Account 0 0.80 0.80 3
Traditional IRA Share Account 0 0.80 0.80 3

The Board of Directors has declared these dividend rates effective April 1, 2019 through June 30, 2019.
*APY = Annual Percentage Yield | Fees could reduce earnings on accounts.
These rates may change from time to time as determined by the credit union’s Board of Directors.

Share Certificate Rates

A penalty does exist for early withdrawal on all share certificates.

Share Certificate Rates offered 09/03/2019 through 09/17/2019
Certificates Minimum Deposit Dividend Rate APY* Term
3 Month Share Certificate $1,000.00 0.35 0.35 3 Months
6 Month Share Certificate $1,000.00 0.60 0.60 6  Months
1 Year Share Certificate $500.00 0.80 0.80 12 Months
2.5 Year Share Certificate $100.00 0.95 0.95 30 Months

*APY = Annual Percentage Yield
Early withdrawal may result in substantial penalties.

Calculators