Privacy Policy





SCI FEDERAL CREDIT UNION
PRIVACY NOTICE AND DISCLOSURE

SCI Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals.  We are equally committed to protecting the privacy of our members.  Under federal law, we are required to give you this privacy notice.  It describes our credit unionís privacy policy and practices concerning the personal information we collect and disclose about our members.  It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

If after reading this notice you have questions, please contact us at:
Robert Seastrunk
SCI Federal Credit Union
PO Box 3258
Florence, SC 29502

Information We Collect About You
We collect nonpublic personal information about you from the following sources:
  • Information we receive from you on application and other form
  • Information we receive from a consumer reporting agency
  • Information obtained when verifying the information you provide on an application or other forms: this may be obtained from your current or past employees, or from other institutions where you conduct financial transactions

We may disclose all of the information we collect, as described above, as permitted by law.

Parties who receive information from us 
We may disclose nonpublic personal information about you to the following types of third parties:
  • Financial services providers, such as insurance companies
  • Non Ėfinancial companies, such as consumer reporting agencies, data processors, check/share drafts printers, plastic card processors, and government agencies
Disclosure of Information to Parties That Provides Services to Us     
In order for us to conduct the business of the credit union, we may disclose all the information we collect, as described above, to companies that perform other services on our behalf so that we may provide members competitive products and services.  We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit unions, follow you instructions as you authorize, or protect the security of our financial records.

To protect our membersí privacy, we only work with companies that agree to maintain strong confidentially protections and limit the use of information we provide.  We do not permit these companies to sell the information we provide to other third parties.

Disclosure of Information About Former Members
If you terminate your membership with SCI Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.

How We Protect Your Information  
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

The Credit Union Web Site.
Use of our web site or linking to a site we sponsor requires the use of cookies, which are small pieces of information a web site stores on a visitorís web browser to remind the site about the user the next time the site is visited. We do not store confidential or sensitive information through the use of cookies.  Our use of cookies enhance our member online transactions and eases navigation through our web site. For certain application such as online transactions by, for example, terminating the session if the member forgets to log out. We collect e-mail addresses from members who request electronic services, and from users or our web site who choose to provide their addresses.  
         
What Members Can Do to Help
SCI Federal Credit Union is committed to protecting the privacy of its members.  Members can help by following these simple guidelines:
  • Protect your account numbers, plastic card numbers, PINs (personal identification numbers) 
    Or passwords never keep your PIN with your card, which can provide free access to your accounts if your card is stolen.
  • Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware.  Official credit union staff will have access to your information and will not need to ask it
  • Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you.  If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately.
  • Let us know if you have questions. Please do not hesitate to call us ---we are here to serve you!                


SCI Federal Credit Union
Post Office Box 3258
Florence, SC 29502
Phone: (843) 669-3712
Fax (843) 669- 3851    
   

 

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