| Beacon Score® (Equifax Credit Information Services) |
730+
|
680-729
|
640-679
|
600-639
|
550-599
|
549 or less
|
|
Loan Type
|
A+
|
A
|
B
|
C
|
D
|
E
|
| Personal Line of Credit (Revolving) |
9.00
|
9.00
|
11.00
|
13.00
|
16.00
|
18.00
|
| Overdraft Protection Line of Credit (Revolving) |
11.00
|
11.00
|
12.00
|
14.50
|
16.50
|
18.00
|
| Co-Maker Loan (Closed End - $5,000.00 Maximum) |
9.00
|
9.00
|
10.00
|
12.00
|
15.00
|
18.00
|
| Vacation Loans (1 per Household per Cal. Year) |
9.00
|
9.00
|
11.00
|
13.50
|
16.00
|
18.00
|
| Christmas Loans (Seasonal - Oct. 1 through Dec. 31) |
9.00
|
9.00
|
10.00
|
12.00
|
15.00
|
18.00
|
| New Autos/Trucks/Motorcycles |
5.24 - 5.74
|
5.24 - 5.74
|
5.99- 7.09
|
6.99- 7.84
|
8.99- 10.74
|
10.24 - 12.74
|
| Used Autos/Trucks/Motorcycles (Up to 2 Yrs Old) |
5.24 - 5.74
|
5.24 - 5.74
|
5.99-7.09
|
6.99- 7.84
|
8.99-10.74
|
10.24 -12.74 |
| Used Autos/Trucks/Motorcycles (Over 2 Yrs Old) |
5.24 - 5.49
|
5.24 - 5.49
|
6.24 - 6.74
|
6.99 - 7.74
|
8.99 - 9.74
|
10.24 - 12.34
|
| New Boats/Motors/Trailers |
5.64 - 6.64
|
5.64 - 6.64
|
6.64 - 7.74
|
7.74 - 8.49
|
9.49 - 10.49
|
12.64 - 14.64 |
| Used Boats/Motors/Trailers (Up to 2 Years Old) |
5.64 - 6.99
|
5.64 - 6.99
|
6.64 - 7.49
|
7.74 - 8.49
|
10.24 - 11.74 |
12.99- 14.99 |
| Used Boats/Motors/Trailers (3, 4 or 5 Years Old) |
6.99
|
6.99
|
7.49 - 7.99
|
8.49 - 8.99
|
11.74 -11.99
|
14.99-15.24
|
| Used Boats/Motors/Trailers (Over 5 Years Old) |
6.99
|
6.99
|
7.99
|
8.99
|
11.99
|
15.24
|
| New Furniture or Appliances / Garden Equipment or Firearms |
8.24
|
8.24
|
10.24
|
12.24
|
14.74
|
17.49
|
| New Personal Computers/Computer Equipment/New Garden Equip. |
8.24
|
8.24
|
10.24
|
11.74
|
13.74
|
15.74
|
| New and Used Recreational Vehicles |
6.64- 8.24
|
6.64- 8.24
|
7.49- 8.74
|
8.74- 9.99
|
9.24 - 11.24
|
11.99- 13.74 |
| New All Terrain Vehicles (ATV's) |
6.14
|
6.14
|
7.14
|
8.24
|
11.24
|
13.74
|
| Used All Terrain Vehicles (ATV's) |
7.74
|
7.74
|
8.49
|
9.49
|
12.24
|
15.49
|
|
Share and Certificate Secured (Contact Credit Union for Rates)
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
| New Farm Equipment |
7.74
|
7.74
|
9.24
|
11.24
|
13.74
|
15.74
|
| Used Farm Equipment |
7.74
|
7.74
|
9.24
|
12.24
|
14.74
|
16.74
|
| 1st or 2nd Mortgage (Closed End Fixed Rate) (Non-Purchase Money) |
6.24 - 7.49
|
6.24 - 7.49
|
8.49- 8.74
|
8.74 - 10.74
|
9.74- 11.24 |
11.74- 13.24 |
| Unimproved Land ($20,000.00 Maximum Loan) |
7.24 - 8.49
|
7.24 - 8.49
|
7.99 - 9.49
|
8.74- 10.24
|
9.49-10.74
|
12.24 - 13.74 |
| New Mobile Homes |
8.50
|
8.50
|
11.00
|
14.00
|
15.00
|
18.00
|
| Used Mobile Homes |
8.50
|
8.50
|
12.00
|
15.00
|
16.00
|
18.00
|
| Home Equity Line of Credit (Contact us for Details!) |
