| Beacon Score® (Equifax Credit Information Services) |
730+
|
680-729
|
640-679
|
600-639
|
550-599
|
549 or less
|
|
Loan Type
|
A+
|
A
|
B
|
C
|
D
|
E
|
| Personal Line of Credit (Revolving) |
9.00
|
9.00
|
11.00
|
13.00
|
16.00
|
18.00
|
| Overdraft Protection Line of Credit (Revolving) |
11.00
|
11.00
|
12.00
|
14.50
|
16.50
|
18.00
|
| Co-Maker Loan (Closed End - $5,000.00 Maximum) |
9.00
|
9.00
|
10.00
|
12.00
|
15.00
|
18.00
|
| Vacation Loans (1 per Household per Cal. Year) |
9.00
|
9.00
|
11.00
|
13.50
|
16.00
|
18.00
|
| Christmas Loans (Seasonal - Oct. 1 through Dec. 31) |
9.00
|
9.00
|
10.00
|
12.00
|
15.00
|
18.00
|
| New Autos/Trucks/Motorcycles |
4.49 -4.99
|
4.49 -4.99
|
5.24 - 6.34
|
6.24 - 7.09
|
8.24 - 9.99
|
9.59 - 11.99
|
| Used Autos/Trucks/Motorcycles (Up to 2 Yrs Old) |
4.49 -4.99
|
4.49 - 4.99
|
5.24-6.34
|
6.24- 7.09
|
8.24 - 9.99
|
9.59 -11.99 |
| Used Autos/Trucks/Motorcycles (Over 2 Yrs Old) |
4.49 - 4.74
|
4.49 - 4.74
|
5.24 - 5.99
|
6.24 - 6.99
|
8.24 - 8.99
|
9.59 - 11.59
|
| New Boats/Motors/Trailers |
4.89 - 5.89
|
4.89 - 5.89
|
5.89 - 6.99
|
6.99 - 7.74
|
8.74 - 9.74
|
11.89 - 13.89 |
| Used Boats/Motors/Trailers (Up to 2 Years Old) |
4.89 - 6.24
|
4.89 - 6.24
|
5.89 - 6.49
|
6.99 - 7.74
|
9.49 - 10.99 |
12.24 - 14.24 |
| Used Boats/Motors/Trailers (3, 4 or 5 Years Old) |
6.24
|
6.24
|
6.99 - 7.24
|
7.74 - 8.24
|
10.99
|
14.24
|
| Used Boats/Motors/Trailers (Over 5 Years Old) |
6.24
|
6.24
|
7.24
|
8.24
|
11.24
|
14.49
|
| New Furniture or Appliances / Garden Equipment or Firearms |
8.24
|
8.24
|
10.24
|
12.24
|
14.74
|
17.49
|
| New Personal Computers/Computer Equipment/New Garden Equip. |
8.24
|
8.24
|
10.24
|
11.74
|
13.74
|
15.74
|
| New and Used Recreational Vehicles |
5.64- 7.24
|
5.64- 7.24
|
6.49- 7.74
|
7.74- 8.99
|
8.24 - 10.24
|
10.99- 12.74 |
| New All Terrain Vehicles (ATV's) |
5.14
|
5.14
|
6.14
|
7.24
|
8.99
|
12.14
|
| Used All Terrain Vehicles (ATV's) |
6.74
|
6.74
|
7.49
|
8.49
|
11.24
|
14.49
|
|
Share and Certificate Secured (Contact Credit Union for Rates)
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
| New Farm Equipment |
7.74
|
7.74
|
9.24
|
11.24
|
13.74
|
15.74
|
| Used Farm Equipment |
7.74
|
7.74
|
9.24
|
12.24
|
14.74
|
16.74
|
| 1st or 2nd Mortgage (Closed End Fixed Rate) (Non-Purchase Money) |
6.24 - 7.49
|
6.24 - 7.49
|
8.49- 8.74
|
8.74 - 10.74
|
9.74- 11.24 |
11.74- 13.24 |
| Unimproved Land ($20,000.00 Maximum Loan) |
7.24 - 8.49
|
7.24 - 8.49
|
7.99 - 9.49
|
8.74- 10.24
|
9.49-10.74
|
12.24 - 13.74 |
| Home Equity Line of Credit (Contact us for Details!) |
